The Real College Debt Crisis: How Student Borrowing Threatens Financial Well-Being and Erodes the American Dream

Is it still worth it for low-source of revenue students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in The usa, positing that aid should not only allow get entry to to higher education, but also assist students succeed in college and facilitate their financial health post-college.

• Reveals the inadequacy of the scope of the present educational and economic policy debates, including moves to funnel low-source of revenue children toward two-year degrees, structure alternative debt repayment schedules, and constrain increases in college tuition

• Answers the question: “Does the student who goes to college and graduates but has outstanding student debt achieve similar financial outcomes to the student who graduates from college without student debt?”

• Examines the most important subject of interest to educators, students, and general readers that may be related to the larger topics of education, economics, social problems, social policy, public policy, debt, and asset building

• Provides empirical evidence and theoretical toughen for a fundamental shift in U.S. financial aid policy, from debt dependence to asset empowerment, including an explanation of how institutional facilitation makes Children’s Savings Accounts potentially potent levers for children’s educational attainment and economic well-being, before, right through, and after college

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