The Bad News
Millions of Americans, delinquent on their student loans, feel the full brunt of federal collection: tax refund intercepts, wage garnishment, and seizure of Social Security benefits; shocking collection fees and collector harassment; and limits on bankruptcy discharge and ineligibility for new loans and grants.
The Good News
This one volume details all rights of student loan debtors: financial hardship and other loan deferments; inexpensive repayment plans, source of revenue-contingent loan consolidations, and loan rehabilitation; rights to stop tax intercepts, wage garnishments, and seizure of Social Security benefits; loan discharges based on school closure, fraud, failure to make owed refunds, or disability; minimizing collection fees; claims for proprietary school abuses and deception; and challenges to private student loan enforcement.
If ordered through the publisher National Consumer Law Center, this title includes Get entry to to the companion website with a wealth of downloadable material, including discharge, deferment, forbearance, and loan consolidation forms; sample pleadings; DOE policy guidance letters; and federal statutes and regulations. Seek for documents by category or with a table of contents or more than a few keyword search options. All documents may also be downloaded, printed, and copy-pasted into a word processing document. Pleadings are also to be had in Word format. Web Get entry to for this title is free if ordered through NCLC and remains to be had so long as this title is kept current through NCLC.
“An important resource to be had to those of us in the field and the authoritative source on student loan issues.”
–Sharon Dietrich, Community Legal Products and services of Philadelphia
“An essential resource for both advocates and consumers.”
–Lauren Asher, President, Institute for College Get entry to & Success
A complete treatise for attorneys, counselors, and advocates, from the nation’s consumer law experts
Includes Get entry to to a companion website with forms, pleadings, DOE interpretation letters, and more
Stop tax intercepts, wage garnishment, and seizure of Social Security benefits
Challenge private student loan enforcement
Get loans discharged based on school closure or fraud